FRM 的官方机构 GARP 提供一个 Garp Membership 的服务。订阅这个服务后，可以看Risk Professional Magazine杂志，还可享受一些乱七八糟的服务。但这个服务需收取 195 美元的年费，像我这种劳动人民都不想要这种服务。这个服务的头年是免费的（因为你为了考试交了很多考试费，所以免费送了你一年 membership ）。而较为坑爹的是，在你注册的时候，它默认勾选上了自动续费。所以当你第一年免费 membership 到期后，你便会被自动从信用卡里扣除你的第二年年费。
所以，注册了 FRM 考试的同志们，赶紧去Garp 网站取消你的自动续费选项，地址。
取消 GARP Membership 是否影响接下来的考试和 FRM 持证呢？放心吧， GARP明确说了不会：
Do I need to be an Individual (paid) Member in order to use the FRM designation? GARP does not currently require you to be an Individual Member to use your FRM designation. However, we do encourage you to maintain your Individual GARP Membership in order to utilize all the benefits available to you.
Do I have to be a member of GARP to sit for the FRM Exam? No. Membership is not required to sit for the FRM Exams. However, you will be automatically provided with complimentary membership privileges as an Individual Member of GARP for one year upon paid enrollment in the FRM Program.
同时，如果你像我一样不幸，直到信用卡被 GARP 扣掉了钱才发现有这个事情，你还是可以把钱要回来：尽量早地（ 60 天以内），向 membership@garp.com 写信，要求「cancel membership and refund」即可。GARP 大约会在一周时间左右给答复，同意退款，然后你的 membership 被降级到 Affiliate Membership FREE ，这可以在GARP 网站上查到你的状态。
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